Go from 'I don't know where to start' to 'I know exactly what to do with my money next.'
The complete halal wealth transformation for Muslim women who are ready to stop guessing and start growing their money with faith and confidence.
Created by Hamna Zaheer
Computer Scientist, Mom of Twins, U.S. Army Corps of Engineers Project Manager, and Halal Wealth Expert who grew her net worth by $70,000+ in 3 yearsÂ
When you're one of the FIRST 5 to enroll, you also get:
Private 1-on-1 Portfolio Review Call with Hamna ($350 value)
I'll review YOUR specific situation and give you customized recommendations
Generational Wealth &
Legacy Module ($297 value)
Set up 529s, custodial accounts, teach your kids financial literacy, and build a financial legacy
Total Added Value: $697
This offer is no longer available.
Limited Enrollment
Cohort 2 Starts January 11, 2026
Enrollment Closes
November 26, 2025
ONLY 14 Spots LEFT
Where You Are Now vs. Where You'll Be
TODAY YOU'RE:
- Lying awake at 2 AM Googling "is my 401k haram?" for the hundredth time
- Watching your money sit in checking accounts losing 3-4% to inflation every year
- Creating budgets that last exactly 2 weeks before falling apart
- Getting conflicting financial advice from your brother, uncle, and husband—and trusting none of it
- Feeling guilty every time you think about money because "good Muslim women don't obsess about wealth"
- Knowing you should invest but paralyzed by fear you'll accidentally do something haram
4 MONTHS LATER, YOU'LL BE:
- Waking up knowing your money is growing automatically in 100% halal investments
- Watching your portfolio increase while you sleep, work, and raise your kids
- Having a budget you can actually stick to because you understand your money psychology
- Making confident financial decisions without asking for permission or approval
- Teaching your daughters that Muslim women can build wealth while honoring their faith
- Feeling complete sakeena (peace) knowing everything aligns with your Islamic values
"I Was Exactly Where You Are 3 Years Ago"
Â
Hi, I'm Hamna
- a computer scientist by training, project manager at the U.S. Army Corps of Engineers, mom of twins, and the woman who went from financially confused to building real wealth the halal way.
My analytical mind could solve complex technical problems at work, but I was completely lost when it came to my own money.
Three years ago, I was:
- Making good money but had no idea how to grow it
- Googling "is this investment halal?" at 2 AM while nursing twins, feeling overwhelmed
- Letting money sit in checking accounts losing value to inflation because I was too scared to invest
- Getting conflicting advice from three different male family members—and trusting none of them
- Feeling ashamed that someone with my education still didn't know how to manage money
Sounds Familiar?
Here's my rock bottom moment:
Post-Covid, I'm sitting at my kitchen table—twins crawling at my feet—staring at an email: "You're being called back to the office."
I'm looking at daycare costs. The logistics. The idea of someone else raising my babies during their most formative years.
And I had these dreams:
- Taking my kids for Umrah—not "someday," but NOW
- Sending them to Islamic school
- Saving for their college
- Having TIME with them
But I was living paycheck to paycheck. Every month, money came in, money went out, and I had nothing to show for it.
That's when it hit me:
 I can't save my way to these goals.
 I needed to learn how to make my money WORK for me.
So I went all in. Took financial literacy courses (yes, while postpartum with twins). Watched every YouTube video at 3 AM. Learned about budgeting, investing, compound interest.
I was OBSESSED. I was on FIRE.
And then... I opened my 401k, ready to start investing.
And that question hit me:
"Wait... is this halal?"
Suddenly, I was back to square one.
I was stuck between two worlds:
Western finance resources:
Amazing content. Zero mention of halal compliance.
Islamic finance resources:
Talking about countries I don't live in. Accounts I can't access in the US.
Then I asked my family:
- Brother #1: "Just invest in tech stocks."
- Brother #2: "No, invest in start-ups."
- Brother-in-law: "Just avoid investing altogether."
Three men, three completely different answers. And me? Paralyzed.
Then I had this realization: If I'm struggling this much, how many other Muslim women are stuck in the exact same place?
That question changed everything.
I spent the next two years piecing it all together—Islamic finance principles, halal screening, portfolio purification, zakat calculations, making my 401k halal-compliant. I made EVERY mistake so you wouldn't have to.
 Today, using the same systematic approach I use in tech, I've:
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Grown my net worth by over $70,000 in just 3 years
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Built a $200,000+ halal investment portfolio
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Created automated investment systems that grow wealth while I focus on my family
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Opened education accounts for my kids with automatic contributions
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Become the financially empowered mother I always wanted to beÂ
The difference? I stopped trying to figure it out alone.
Now I'm teaching that exact system to you.
What makes LushedUp Finance different?
Most programs teach information.
We teach transformation through the AAA Framework™.
AWAKEN your money mindset from guilt and confusion to values-driven confidence
ALIGN with Islamic principles—no more choosing between wealth and faith
ACCELERATE your wealth with a complete automated system built in just 4 months
This isn't just a course -
it's your step-by-step, faith-aligned financial roadmap designed with the same systematic approach used in computer science and engineering.
No guessing. No guilt. No conflicting advice.
Just one clear path from financial confusion to financial freedom.
Results from Real Muslim Women
"After 7 Years of 401k Paralysis, I Finally Have Complete Peace About My Finances"
The Problem:
Ayesha had been working for 7 years and never once touched her 401k
because she was terrified it was haram.
"There was a lot of fear about investing money for retirement into
stocks or ETFs that would not be halal."
Her money sat in savings losing value to inflation. She'd create budgets but couldn't stick to them. For 2 full years, she intended to start investing—but nothing happened.
"Whenever I thought about finances, I would get stressed. It felt like a looming problem."Â
The Hesitation:
When Ayesha first saw the program, she almost didn't join.
She thought she only needed the investing module.
Plus, she'd signed up for a financial course before and only completed 30-40%.
But then she realized:
2 years had passed and nothing had changed.
The Breakthrough:
The module she thought she didn't need—Money Mindset—became the game-changer.
"I realized what behavior was driving my spending habits and preventing my budget from working."
What made it work?
Small, manageable action steps.
"You learn information and then take a few steps. You slowly see yourself making progress."Â
The Transformation:
- 401k:Â After 7 years, finally allocated to 100% halal funds
- Self-directed account:Â Set up and invested in halal ETFs
- Budget:Â Created one she can actually stick to
- Spending:Â Conscious, intentional, aligned with values
- Emotions: From stress to sukoon (peace)
"I finally felt sukoon when I thought about my finances, which was a huge shift from before when I would typically be stressed."
In Her Own Words:
"I signed up thinking I would only benefit from the investment modules. But I benefited so much from every single module that it truly transformed the way I thought, managed, and handled money."
Three words to describe the program:
"Motivating. Manageable. Sukoon."
 Her Message to You:
"The cost of NOT being financially literate is costing you a lot of money and time. It is significantly better to spend that time and small sum of money now in order to reap the benefits of your wealth growing in a halal manner."
"I Went from Money Shame to a Complete 30-Year Financial Roadmap"
The Problem:
Reemal had a deeply broken relationship with money rooted in cultural shame.
"As someone of Desi background, money is not something I've seen being talked about openly. Anytime money came up, it was from a place of conflict. The message I internalized was: Money is dangerous. Money causes pain."
As an adult, she completely shut down around finances. No budget. No plan. 3-4 years of trying to figure it out alone—no progress.
"I lacked the tools on how to have a healthy relationship with money. I felt insecure and needed guidance aligned with my values."
Why She Chose LushedUp Finance:
"I found someone who shares my identity as a Muslim mom. Our values align religiously and personally. Hamna understood the unique barriers Muslim women face."
The Transformation:
- 30-year financial roadmap:Â With actual numbers, dates, and milestones
- Emergency funds & sinking funds:Â Established and funded
- Halal retirement plan:Â With specific goals she can visualize
- No more shame:Â Talks about money confidently
- Empowered:Â Uses money aligned with Islamic values without fear
Biggest Aha Moment:
"Plugging in the numbers and looking at actual goals for 30 years from now... I finally had a plan I could visualize, which is the financial roadmap I was looking for."
Three words to describe the program:
"Empowering. Supportive. Strategic."
And three more:
"Worth the money."
 Her Message to You:
"You are your biggest investment. Money is actually a tool that can get you where you want to go. It's not a curse, it's not scary. You just need the right resources and the right people."
What Other Students Are Saying
"The AAA Framework™:
Your Complete Halal Wealth System"
What You'll Master in 4 Months:
-
Create a halal portfolio that actually works
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Eliminate financial stress and guilt forever
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Start investing the halal way—no finance degree needed
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Build your emergency fund + long-term wealth strategy
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Automate your money system for ease + barakah
Your Transformation Timeline:
By Week 4: You'll have identified exactly where your money goes and discovered your Money Script that's been unconsciously running your financial life
By Week 8: You'll have a concrete wealth roadmap with your Financial Independence Number and know the exact order to fund your accounts
By Week 12: Your first halal investment account will be open with automatic contributions set up
By Week 16: Your entire money system will be automated—budgeting, saving, investing—all running on autopilot while you live your life
THE COMPLETE AAA FRAMEWORK™
PHASE 1: AWAKEN - Fix Your Money Foundation
Module 1: Money Mindset Awakening ($397 value)
Transform your relationship with money from guilt and shame to empowered stewardship. You'll:
-
Take the Money Attachment Assessment to discover your unconscious money patterns
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Identify which of the 4 Money Scripts is keeping you stuck (Avoidance, Worship, Status, or Vigilance)
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Rewrite cultural lies: "Rich people are greedy," "Your husband will handle it," "Investing is gambling"
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Create your Money Identity Statement that honors both faith AND ambition
Module 2: The Barak Based Budget System ($297 value)
Build a budget that funds both your life today and your wealth tomorrow. You'll:
-
Complete the 3-Month Wealth Alignment Review to find your "money leaks"
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Master the Zero-Based Budget equation
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Set up Sinking Funds so you stop being blindsided by expenses
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Calculate your Financial Independence Number
Includes: Master Budget Template, Net Worth Tracker, Debt Elimination Tracker
Module 3: Financial Foundation ($347 value)
Build the safety net that lets you invest without fear. You'll:
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Calculate your emergency fund target using the Islamic "tie your camel" principle
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Implement the step-by-step strategy to build 6 months of expenses
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Understand the TRUE cost of debt (it's not just interest, it's opportunity cost)
-
Choose between Snowball vs Avalanche payoff methods
Includes: Emergency Fund Strategy, True Cost of Debt Calculator
Module 4: Financial Freedom Planning ($297 value)
Map out your complete wealth roadmap for the next 5, 10, 20 years. You'll:
-
Calculate your exact Financial Independence Number using the 25x formula
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Learn the 8-Step Financial Priority Framework
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Solve the "should I invest or pay off debt?" dilemma
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Create your Personal Roadmap with dated milestones
Includes: FI Number Calculator, 8-Step Priority Framework, Personal Roadmap Template
PHASE 2: ALIGN - Make It Halal
Module 5: Understanding Halal Investing ($497 value)
Master the Islamic investing framework so you can invest confidently. You'll:
-
Understand WHY investing is the halal path to wealth (with Quranic guidance)
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Learn AAOIFI screening: 5% rule, 30% rule, how to use Zoya
-
Calculate the $565,000 difference between saving vs. investing over 30 years
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Master Dollar Cost Averaging
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Understand market cycles and why crashes are opportunities
Includes:Â Halal Screening Criteria Checklist, Zoya App Tutorial, Compound Growth Calculator
Module 6: Investment Accounts Mastery ($397 value)
Open the right accounts in the right order—and make your employer accounts halal. You'll:
-
Understand the 4-layer investment hierarchy
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Make your 401(k), 403(b), or TSP halal using the 3-step halalification strategy
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Learn the exact funding sequence: emergency fund → 401k match → max HSA → max Roth IRA
Includes: Step-by-Step 401k/TSP Halalification Guide, HR Email Templates
PHASE 3: ACCELERATE - Build & Automate
Module 7: Portfolio Building & Implementation ($499 value)
Build your actual halal portfolio and set it to autopilot. You'll:
-
Choose your portfolio allocation based on risk tolerance
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Get exact percentages for SPUS, UMMA, SPRE, SPSK, gold, and crypto
-
See the $300K difference between DIY vs. managed portfolios over 30 years
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Open your Fidelity account, fund it, and make your first investment
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Set up the Halal Wealth Autopilot™: automatic monthly investments for 30 years
Includes:Â Your Halal Portfolio Builder Tool, Curated List of Halal ETFs & Funds
Module 8: Zakat, Purification & Tax Optimization ($266 value)
Stay halal, minimize taxes, maximize sadaqah impact. You'll:
-
Calculate zakat on your investment portfolio
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Set up the Quarterly Purification Tracker
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Master retirement account zakat rules (Traditional vs Roth vs HSA)
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Implement the Annual Zakat System: 45 minutes, once per year
Includes: Zakat Calculator, Quarterly Purification Tracker, Retirement Account Comparison Chart
PLUS: Your Complete Support System
Bonus #1:7 Live Group Coaching Calls Over 4 Months ($1050 value)
Get your questions answered in real-time:
-
YOUR specific questions answered
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Share your screen and get personalized guidance
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Troubleshoot your unique situation
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See other Muslim women's questions answered
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Celebrate wins together as a community
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All calls recorded for lifetime access
Every 2 weeks (paused during Ramadan). Direct access to Hamna.
Bonus #2:Private WhatsApp Community ($497 value)
Connect with Muslim women on the same journey:
-
Ask questions and get answers within 24-48 hours (from Hamna directly)
-
Share breakthrough moments
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Get accountability partners who understand both the American system AND Islamic values
Not a buried Facebook group—actual community support in your pocket
Bonus #3:Lifetime Access + All Future Updates ($461)
-
Access the program forever.
-
Get all future module updates.
-
New bonuses added automatically.
-
Learn at your own pace.
-
Revisit anytime life changes.
STRATEGIC BONUSES
TOTAL BONUS VALUE: $3,002
THE COMPLETE VALUE STACK
8 Core Modules ($2,997 value)
-
Module 1: Money Mindset Awakening ($397)
-
Module 2: The CEO Budget System ($297)
-
Module 3: Your Complete Wealth Roadmap ($347)
-
Module 4: Understanding Investing Fundamentals ($297)
-
Module 5: Islamic Investing Framework ($497)
-
Module 6: Halalifying US Retirement Accounts ($397)
-
Module 7: Building Your Custom Halal Portfolio ($499)
-
Module 8: Zakat, Purification & Keeping It Halal Forever ($266)
5 Bonuses ($3,002 value)
-
BONUS #1:Complete Halal Wealth Toolkit ($697)Â
-
BONUS #2: AI Chatbot Trained on The Halal Wealth Autopilot Method™ - Coming Q2 2026 ($297)
- BONUS #3:Â 7 Live Group Coaching Calls with Hamna ($1050)
- BONUS #4:Â Private WhatsApp Community ($497)
- Â Bonus # 5: Lifetime Access + All Future Updates ($297)
TOTAL VALUE: $5,999
-
 8 Core Modules ($2,997)
-
5Â Bonuses ($3,002)Â
Your Investment: Just $697
(or 4 payments of $187)
That's 90% off • Only $1.91/day
FIRST 5 ENROLLMENTS ALSO GET:
Private 1-on-1 Portfolio Review Call with Hamna ($350 value)
Generational Wealth & Legacy Module ($297 value)
Total Fast-Action Bonus Value: $697
TOTAL VALUE FOR FIRST 5:
Value: $6,240 → You pay just $697
Once the first 5 spots are gone, these bonuses disappear forever.Â
Offer No Longer Available
CLAIM YOUR SPOT NOW - 60-DAY GUARANTEE
60-Day "You'll Know If This Is For You" Guarantee
Join the program. Go through the first 3-4 modules. Show up to at least ONE coaching call. Actually implement—complete worksheets, open an account, take action.
If after 60 days you genuinely feel like you're still confused, don't have a clearer strategy, or the program isn't helping...
Show me you did the work and I'll refund you. No questions asked. No hard feelings.
I KNOW this program works when you show up and do the work.
I'm not worried about refunds. I'm worried about you staying stuck for another year because you're too scared to invest in yourself.
The Only Real Risk Is Waiting
If you invest $500/month starting TODAY:
- In 30 years: $1,130,000
But if you wait just ONE YEAR:
- In 30 years: $1,079,000
That one-year delay costs you $51,480.
Wait five years? You lose over $200,000.
The question isn't "Can I afford this program?"
The question is: "Can I afford to wait another year?"
START BUILDING YOUR WEALTH TODAY - ENROLL NOWThis Offer Closes November 26, 2025 at 11:59 PM EST
Program starts January 11, 2026, but enrollment closes BEFORE Thanksgiving.
After November 26th:
- Price goes up
- Fast-action bonuses disappear
- Cart closes for months
Next enrollment won't happen until mid-2026 at the earliest. At a higher price. Â
Only 20 Spots Available
This is Cohort 2 of LushedUp Finance. I'm keeping it intimate.
I'm personally showing up to every coaching call. Personally answering questions in the WhatsApp group. Personally reviewing portfolios.
I refuse to scale this program at the expense of quality.
When spots are gone, they're GONE.
First 5 Get $697 in Extra Bonuses
- Private Portfolio Review Call ($350 value)
- Generational Wealth Module ($297 value)
Once they're gone, they're gone forever.
THIS OFFER IS NO LONGER AVAILABLE | ONLY 14 SPOTS LEFTBut What If...
"I don't have $697 right now"
"I don't have time"
"What if I don't stick with it"
"What if I'm too behind financially"
"What if I'm not good with numbers"
My husband handles our finances. Should I still join?
I'm not in the US. Will this work for me?
I'm already investing. Is this still for me?
Ready to feel calm, confident, and clear with your money?
Every day you wait costs you compound interest.
Every month you delay costs your family security.
The Muslim women who will be financially free 5 years from now are deciding TODAY.
Are you one of them?
Choose Your Plan:
-
All 8 Modules
-
7 Live Group Coaching Calls
-
AI Halal Investing Assistant
-
Private WhatsApp Community
-
Complete Halal Wealth Toolkit
-
Lifetime Access + Future Updates
-
60-Day Money-Back Guarantee
First 5 also get:Â
Private Portfolio Review ($350) + Generational Wealth Module ($297)
THIS OFFER IS NO LONGER AVAILABLE | ONLY 14 SPOTS LEFT
CART CLOSES:
November 26, 2025
at 11:59 PM EST
 ONLY 14 SPOTS LEFT
First 5 Get $697
in Extra Bonuses
This Offer is No Longer Available.
60-day guarantee • Instant access • Lifetime support
A Final Word From Hamna:
Sister, I know you're scared.
I know you're thinking:Â "What if I fail? What if I'm too late? What if I'm the one person this doesn't work for?"
But can I tell you something?
That fear is costing you your financial freedom.
Two years ago, I was you. Scared, confused, overwhelmed, feeling guilty about money.
Today? I have a complete halal portfolio. Multiple streams of income. Financial independence.
And most importantly? I have peace.
Peace knowing my money is working for me. Peace knowing my investments are halal. Peace knowing I'm building generational wealth for my children. Peace knowing I don't have to ask anyone for permission.
And I want that for you too.
So here's my invitation:Â Join me.
Join 19 other Muslim women who are done waiting, done feeling guilty, done staying small.
Let's build wealth together. The halal way. The empowered way. The way our daughters will be proud of.
I'll see you inside.Â
— Hamna Zaheer
Halal Financial Expert & Creator of LushedUp Finance
 P.S. — Every month you wait costs you money. The stock market doesn't care that you were "waiting until you felt ready." Start building compound interest TODAY, not "someday."
P.P.S. — First 5 get the Private Portfolio Review ($350 value) + Generational Wealth Module ($197 value). Once they're gone, they're gone.
P.P.P.S. — Still unsure? Email me at [email protected]. I'm a real person and I'll answer your questions personally. (But do it BEFORE November 26th—after that, the cart is closed.)
CLICK HERE TO ENROLL NOW